Affordable Housing Opportunities

Safe, stable, affordable housing

Through volunteer labor and donations of money and materials, Habitat for Humanity builds, repairs, and rehabilitates simple, decent homes for hardworking low-income individuals and families. After investing hundreds of hours building their homes and the homes of others, families make a down payment and purchase their home with an affordable monthly mortgage payment. Mortgage payments are then invested into the building of homes for other families. Some affiliates provide critical home repairs for low-income homeowners to ensure they are able to remain in their homes and age-in-place. Contact your local affiliate to determine what programs are available.

Partnering with Habitat

Habitat for Humanity is a Christian organization. However, homeowners are chosen without regard to race, religion, or ethnic group, in keeping with U.S. law and with Habitat’s abiding belief that God’s love extends to everyone. Each local Habitat for Humanity determines who will be selected as a partner family. To carry out our vision, Habitat partners with potential homebuyers from application through construction to when the keys are handed over. Working with Habitat from beginning to end can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance and upkeep of homes, and much more. Prospective households are low to moderate income. In Kansas, Habitat serves those whose income does not exceed 80% of the area median income as defined by the US Department of Housing and Urban Development. Contact the nearest Habitat to learn about the application process and building schedule.

The Fair Housing Act is a federal law that prohibits discrimination and the intimidation of people in their homes. It covers virtually all housing in the United States and housing transactions, including the sale of housing and the provision of mortgage loans.   What is the Purpose of the Fair Housing Act?   Under the Federal Fair Housing Law, Title VIII of the Civil Rights Act of 1968, it is illegal to deny housing to any person because of race, color, religion, gender, physical or mental disabilities, or national origin.

“We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunities throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, handicap, familial status, or national origin.”